Raiffeisenbank St. Stefan-Jagerberg-Wolfsberg eGen

Raiffeisenbank St. Stefan-Jagerberg-Wolfsberg eGen is a regional cooperative bank in the Raiffeisen Banking Group in Styria, Austria, serving the municipalities of St. Stefan, Jagerberg, and Wolfsberg im Schwarzautal. As an eingetragene Genossenschaft (eGen), it is member-owned and operates under Austrian cooperative law, with oversight by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank. The bank focuses on retail and small-business banking, offering current accounts, savings and term deposits, payment services, domestic and SEPA transfers, and lending products such as housing, consumer, agricultural, and SME loans; it also distributes securities and funds via group platforms and provides insurance and leasing solutions through Raiffeisen group partners. Digital banking is delivered via the group’s Mein ELBA online and mobile channels with strong customer authentication; cards are typically Debit Mastercard for everyday payments and ATM access across Austria’s Bankomat network, with support for widely used contactless and mobile payment options. Pricing follows the common Austrian package model with monthly account fees and separate charges for cards and transactions; lending rates are usually variable or fixed based on market benchmarks and borrower risk, and investment products carry market and capital-loss risk. The bank participates in the Raiffeisen institutional protection scheme and the statutory Austrian deposit guarantee system, which generally protects eligible deposits up to EUR 100,000 per depositor per institution (with limited higher protection for certain temporary balances under law). Product availability, fees, and conditions are published in the bank’s price lists and contractual documents and can differ by package and customer segment.