Raiffeisenbank Seefeld-Leutasch-Reith-Scharnitz registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenbank Seefeld-Leutasch-Reith-Scharnitz registrierte Genossenschaft mit beschränkter Haftung is a regional cooperative bank in Tyrol serving households and businesses across the Seefeld Plateau communities of Seefeld, Leutasch, Reith and Scharnitz. As a registered cooperative with limited liability, it operates within the Austrian Raiffeisen banking group framework, with member-based ownership and local governance. The bank provides standard retail and small-business services including current and savings accounts, payment services with IBAN/SEPA, debit and credit cards, term deposits, consumer loans, residential mortgages, and financing for local enterprises, alongside securities brokerage and fund distribution through group-linked providers and insurance intermediation via partners. Distribution is branch-based in the region, supported by the Austrian Bankomat ATM network and remote channels; online and mobile banking (Mein ELBA) use strong customer authentication in line with PSD2. International transfers are available via SEPA and SWIFT; fees, exchange rate markups and cut-off times depend on the service selected. Account packages carry monthly fees and transaction allowances that vary by tariff; additional charges typically apply for special services such as cross-border payments, foreign currency cash withdrawals and paper statements. Credit products are subject to affordability and credit checks; investment services involve market and counterparty risks, and suitability depends on the client profile. The bank is supervised under Austrian banking regulation, including oversight by the Financial Market Authority, and deposits are protected up to EUR 100,000 per eligible depositor under the statutory deposit guarantee scheme, subject to legal conditions and exclusions. Product terms, interest rates and fees are published in the bank’s schedule of conditions and may change; customers should review current documentation and, where relevant, obtain advice before entering into binding agreements.