Raiffeisenbank Region Braunau eGen

Raiffeisenbank Region Braunau eGen is a regional cooperative bank headquartered in the Braunau am Inn area of Upper Austria and part of the Austrian Raiffeisen network. It operates as a member-owned credit institution (eingetragene Genossenschaft), providing retail and SME banking services that typically include current and savings accounts, domestic and international payments (SEPA and non-SEPA), debit and credit cards, consumer and mortgage financing, business lending, cash management, and mediation of investment and insurance products offered by group partners. Services are delivered through local branches in the Braunau region, ATMs connected to Austria’s Bankomat network, and online and mobile channels with strong customer authentication under PSD2. Pricing, interest rates, limits, and eligibility criteria vary by product and are set out in published tariffs; terms can change and may differ across packages. Deposits are protected up to EUR 100,000 per depositor under the statutory deposit guarantee applicable in Austria; securities and insurance products are not covered by deposit protection and carry their own risks. As a licensed Austrian credit institution, the bank is subject to prudential and conduct supervision by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank, and to EU frameworks such as AML/KYC rules, MiFID II for investment services, the Insurance Distribution Directive for insurance mediation, and SEPA payment standards. Its cooperative governance provides member voting rights and oversight via a supervisory board and management board, while day-to-day operations and credit decisions are taken locally within group-wide policies; product scope, digital features, and support for mobile wallets can vary by device and tariff, so customers should review current conditions and fees before applying.