Raiffeisenbank Lutzmannsburg - Frankenau eGen

Raiffeisenbank Lutzmannsburg - Frankenau eGen is a local cooperative bank in Burgenland, Austria, operating within the decentralized Raiffeisen Banking Group Austria and serving private customers, small businesses, and agriculture in its immediate region. It offers standard retail banking products including current accounts, savings and term deposits, SEPA payment services (transfers, standing orders, direct debits), cash services and ATMs, as well as debit and credit cards and support for contactless and mobile payments where available. Financing covers consumer loans, mortgages, and business lending, with access to group products such as leasing, insurance and investment solutions through affiliated Raiffeisen companies and partners. Securities services typically include custody accounts and brokerage in line with MiFID II, with mutual funds and structured investment products available subject to suitability and risk profiling. Digital channels include online and mobile banking with two-factor authentication and 3‑D Secure for card transactions to meet PSD2 requirements. As a cooperative (eGen), customers may become members by subscribing cooperative shares; governance and pricing are decided locally within the group framework. Deposits are protected up to EUR 100,000 per depositor under the statutory EU deposit guarantee; investor compensation applies to eligible securities claims under Austrian law. The bank is subject to supervision by the Austrian Financial Market Authority and the Oesterreichische Nationalbank. Fees, interest rates, product availability and onboarding options (in-branch or digital) vary by package and are published by the bank; conditions are subject to change.