Raiffeisenbank Lieser-Maltatal eG

Raiffeisenbank Lieser-Maltatal eG is a locally governed cooperative bank serving the Lieser and Maltatal region of Carinthia, Austria, operating as an independent entity within the Raiffeisen Banking Group. It offers retail and small-business banking including current accounts, savings products, term deposits, payment services, and lending such as consumer, housing, and SME or agricultural finance. Services are delivered through local branches and Raiffeisen’s online and mobile channels, supporting SEPA transfers, standing orders, and electronic statements. Card services typically include an Austrian debit card for domestic and international cash withdrawals and point-of-sale payments with contactless capability, with optional credit cards offered via group partners; availability of mobile wallets depends on the specific card program. Cross-border payments are processed via SEPA and SWIFT, and fees and exchange rates apply according to the bank’s published price list; account packages, cards, overdrafts, and domestic payments carry terms and charges that vary by product. As a cooperative (eG), customers may be able to acquire membership shares that confer voting rights and potential dividends subject to performance and member resolutions; cooperative shares are not deposits. Deposits are protected under the Austrian statutory deposit guarantee (Einlagensicherung) up to EUR 100,000 per eligible depositor per bank, and the institution forms part of the Raiffeisen sector’s institutional protection scheme; prudential supervision is carried out by the Austrian Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB). Customer service is primarily in German via branch, phone, and digital channels; onboarding is subject to standard identification and residency checks, with in-branch and, for selected products, online identification options. The bank publishes current terms, interest rates, and fee schedules on its website. Raiffeisenbank Lieser-Maltatal eG is distinct from the Vienna-based Raiffeisen Bank International; the brand is shared across the group but legal entities and risk profiles are separate.