Raiffeisenbank Grein eGen

Raiffeisenbank Grein eGen is a local cooperative bank based in Grein (Upper Austria) and part of the Raiffeisen Banking Group, operating under Austrian banking law as an eingetragene Genossenschaft. It focuses on retail and small-business banking in its region, offering current accounts, youth and student accounts, savings products, term deposits, building-society savings via group partners, mortgages, consumer loans, business accounts and financing, leasing solutions, insurance brokerage, and securities custody with access to Raiffeisen Capital Management funds and other instruments under MiFID II rules. Payments are supported through SEPA transfers, standing orders, and direct debits; customers typically receive a Raiffeisen-branded Debit Mastercard with contactless capability, and credit cards are available via group arrangements, with mobile wallet compatibility (such as Apple Pay and Google Pay) generally supported within the Raiffeisen network. Digital banking is provided through Mein ELBA online banking and the Raiffeisen mobile app, including two-factor authentication compliant with PSD2, e-statements, transfer initiation, and card controls; in-branch services and ATMs cover cash and advisory needs. Account opening usually requires valid identification and standard KYC documentation; online onboarding is available for many products to Austrian residents, while business relationships require corporate documents. Fees are package-based and vary by usage (e.g., account maintenance, cards, payments, paper statements), and foreign-currency transactions and cash withdrawals outside the euro area can incur additional charges; current tariffs and interest rates are published by the bank and may change. As an Austrian credit institution, the bank is supervised by the Finanzmarktaufsicht (FMA) and the Oesterreichische Nationalbank framework; eligible retail deposits are protected by the statutory deposit guarantee scheme (Einlagensicherung Austria GmbH) up to EUR 100,000 per depositor, with sectoral support through the Raiffeisen institutional protection system. Services are primarily offered in German and are aimed at households and SMEs in Grein and surrounding communities; customer support is available via branch, phone, and standard 24/7 card-blocking hotlines.