Raiffeisenbank Alpbachtal eGen

Raiffeisenbank Alpbachtal eGen is a regional cooperative bank (eingetragene Genossenschaft) serving the Alpbachtal area in Tyrol, Austria. As part of the Raiffeisen banking sector, it operates with local ownership and governance while being linked to the broader Raiffeisen network in Tyrol for Group services and support. The bank provides standard retail and small-business banking, including current accounts, savings and term deposits, consumer loans, mortgages, SME financing, payment services, and cash management. Securities brokerage, custody, and fund products are available via Raiffeisen Group investment entities, and insurance is typically distributed through affiliated partners. Digital access is offered via the Mein ELBA online and mobile platforms with strong customer authentication in line with PSD2; contactless and mobile payments are supported where available. Transfers are processed within SEPA, with instant payments offered where the infrastructure permits. Customers can use the national Bankomat ATM network, and card products generally include a domestic debit card with international debit functionality; credit cards are issued through partner providers. Pricing follows fee-based account packages with published tariffs, and conditions can vary by product and customer segment. The institution is supervised under Austrian banking regulation (FMA/OeNB), participates in the Raiffeisen institutional protection system, and deposits of eligible customers are covered by the statutory deposit guarantee up to EUR 100,000 per depositor per bank under Austrian law. Services are delivered through local branches in the region and remote service channels.