QUINTET PRIVATE BANK (EUROPE)

Quintet Private Bank (Europe) S.A. is a Luxembourg-headquartered private bank focused on wealth management and related banking services for high-net-worth individuals, families, entrepreneurs, family offices and certain institutions across multiple European markets. Formerly known as KBL European Private Bankers, it rebranded to Quintet in 2020 and operates a multi-brand model through local subsidiaries including Brown Shipley in the United Kingdom, Puilaetco in Belgium, Merck Finck in Germany and InsingerGilissen in the Netherlands, with additional booking and advisory capabilities in Luxembourg and selected other locations. The bank offers discretionary and advisory portfolio management, execution-only brokerage, securities custody, multi-currency current and savings accounts, payments (including SEPA and SWIFT), and secured lending such as Lombard loans and, in some markets, real estate financing; it also provides wealth planning, succession and philanthropy advisory subject to local licensing. Investment access is generally via an open-architecture platform that combines third-party and proprietary funds, structured products and alternatives, with product availability varying by jurisdiction. Pricing typically consists of mandate-based management or advisory fees plus custody, transaction and foreign-exchange charges; tariffs are specific to each entity and mandate and are provided on request. As a Luxembourg credit institution, deposits with Quintet Private Bank (Europe) S.A. are covered by the Luxembourg deposit guarantee scheme up to statutory limits, and eligible investment claims may fall under the investor compensation scheme; protections and terms differ for clients onboarded by other group entities and in other countries. The bank is supervised by the Commission de Surveillance du Secteur Financier in Luxembourg and publishes annual and Pillar 3 disclosures. Account opening is subject to standard know-your-customer and source-of-wealth checks, and cross-border service availability depends on client residency and local regulation.