Powiatowy Bank Spółdzielczy w Gostyniu

Powiatowy Bank Spółdzielczy w Gostyniu is a cooperative bank based in Gostyń, operating mainly within the local area of the Wielkopolska region through branches, ATMs, and remote channels. It offers standard retail and business banking services such as PLN current and savings accounts, term deposits, payment cards, cash services, domestic payments in the national clearing systems, and a range of credit products for individuals, micro and small enterprises, farmers, and local government units, including overdrafts, working capital and investment loans, and housing-related financing. Digital access is provided via online channels, with security and authentication practices aligned to Polish and EU banking requirements; specific functionality, fees, limits, and cut-off times are set in the bank’s schedules and may differ from larger nationwide institutions. As a licensed entity supervised by the Polish Financial Supervision Authority, it participates in the Bankowy Fundusz Gwarancyjny deposit guarantee scheme, which protects eligible deposits up to the equivalent of EUR 100,000 per depositor per institution. The bank operates under cooperative governance, where member-shareholders exercise voting rights through statutory bodies, while everyday banking services are available to non-member clients subject to standard onboarding and KYC. Product availability, lending criteria, service hours, and pricing reflect the bank’s local focus and internal risk policies, with current terms and documentation published in its tariff and product regulations and available in branches and on the bank’s website.