Polski Bank Spółdzielczy w Wyszkowie

Polski Bank Spółdzielczy w Wyszkowie is a cooperative bank headquartered in Wyszków, operating under Polish banking law and the supervision of the Komisja Nadzoru Finansowego. It provides services for individuals and small businesses in the local region, including current and savings accounts, term deposits, domestic payments (transfers, standing orders, direct debits), and payment cards. Lending covers overdrafts, consumer cash loans, and longer-term financing secured by real estate, as well as working-capital and investment loans for small enterprises and farms; credit terms, collateral, and underwriting follow internal policies and legal requirements. Electronic banking is available for remote access and payments, with strong customer authentication compliant with PSD2; branch service remains a primary channel. Deposits are covered by the Bankowy Fundusz Gwarancyjny up to the statutory limit of the equivalent of EUR 100,000 per depositor per bank. As a cooperative institution, ownership rests with members and governance follows a one-member-one-vote model. Fees, commissions, and interest rates are published in the bank’s tariff and can change; charges typically apply to account maintenance, transfers, and cash withdrawals. The bank mainly serves customers in Wyszków and nearby areas, with a smaller physical footprint than nationwide commercial banks, and product availability and conditions should be verified directly with the institution before applying.