Nordnet Bank AB

Nordnet Bank AB is a Swedish online bank and investment platform founded in 1996 and supervised by Finansinspektionen, with operations focused on Sweden, Norway, Denmark, and Finland and cross-border access to major international markets. Through web and mobile channels, customers can trade equities, ETFs, mutual funds, bonds, and listed derivatives such as options, futures, warrants, and turbos; availability varies by country and exchange membership. Account structures include standard brokerage and savings accounts alongside local tax-advantaged wrappers where applicable (for example, ISK and capital insurance in Sweden, ASK in Norway and Denmark, and OST in Finland), plus pension accounts offered under local rules. Deposits are covered by Sweden’s deposit guarantee scheme administered by the National Debt Office up to the statutory limit per depositor, and investor protection applies under Swedish rules for assets or cash that an institution is unable to return; customer financial instruments are typically held in segregated custody. Pricing is tiered and depends on market, venue, and order size, with exchange, clearing, and currency conversion fees added where relevant; paid add-ons may apply for real-time market data or advanced features. The bank offers margin lending secured by portfolios subject to eligibility, collateral haircuts, and interest rates set by product and country, and in Sweden provides access to mortgages for qualifying customer segments; complex and leveraged products require appropriateness assessments. Research and tooling include basic market data, order types such as limit and stop orders where supported, corporate action handling, tax reporting aligned with local requirements, and access to Shareville, a social investing community operated by the group. Onboarding is primarily digital and uses local e-ID where available; residency, documentation, and product availability restrictions apply. Customer service is provided in local languages during business hours via phone, chat, and email. Investing involves risk, including loss of capital and, for leveraged trading, the risk of rapid losses and margin calls; taxation depends on individual circumstances and can change.