Landesbank Hessen-Thüringen Girozentrale Stockholm Filial

Landesbank Hessen-Thüringen Girozentrale (Helaba) maintains a Stockholm branch that serves Nordic corporate and institutional clients as part of the group’s international network. Helaba is a German public-law institution (Landesbank and giro center for the savings banks in Hesse and Thuringia) with public-sector and savings-banks shareholders, and it is supervised within the EU’s Single Supervisory Mechanism by the European Central Bank in cooperation with BaFin and the Deutsche Bundesbank. The Stockholm Filial operates as a wholesale unit rather than a retail outlet, focusing on financing and capital-markets services for large corporates, real-estate and project sponsors, public-sector-related entities, and financial institutions across Sweden and neighboring markets. Core activities typically include bilateral and syndicated lending, project and commercial real estate finance, export and trade finance, Schuldschein and private placements, corporate cash management and cross-border payments, and risk management in interest rates and foreign exchange, offered under EU passporting with Swedish branch registration and applicable local oversight by Finansinspektionen. Consumer products such as current accounts, cards, and mortgages are not part of its offering; any accounts or deposits provided to eligible clients are covered by the German institutional protection scheme of the Savings Banks Finance Group rather than the Swedish deposit guarantee, and product eligibility follows EU rules. Funding relies mainly on capital markets instruments (including Pfandbriefe) and institutional deposits, and the group holds investment-grade ratings from major agencies, which influence counterparty limits and pricing. Risk considerations relevant to this branch include credit concentration in corporate and commercial real estate portfolios, market risk arising from hedging activity, and compliance with CRR/CRD requirements on capital, liquidity, large exposures, and resolution planning; standard KYC/AML onboarding and documentation under EU and Swedish law apply. Transactions may be originated in Stockholm and booked either locally or at head office depending on the product and internal allocation, and financial reporting for the unit is reflected in Helaba’s consolidated disclosures.