J.P. MORGAN SE, SUCURSAL EN ESPAÑA

J.P. MORGAN SE, Sucursal en España is the Spanish branch of J.P. Morgan SE, a credit institution incorporated as a Societas Europaea in Frankfurt am Main, Germany. The home entity is authorized by the European Central Bank and supervised by BaFin and the Deutsche Bundesbank, while the Spanish branch is entered in the Banco de España’s register of EU branches and is subject to host-country conduct oversight in Spain; investment and securities activities provided in Spain fall under applicable MiFID II rules and oversight by the Comisión Nacional del Mercado de Valores for those services. The branch focuses on corporate and institutional clients and typically provides services such as corporate and investment banking, markets and treasury products, cash management and payments, trade finance, and securities services (including custody, clearing, and fund services); it does not operate as a retail bank in Spain and does not market consumer current accounts, cards, or mortgages. As a branch of a German credit institution, eligible deposits, if any, are protected by the German statutory deposit guarantee scheme up to €100,000 per depositor per bank, subject to legal exclusions and limits; applicable investor-compensation arrangements follow the home-state framework. Pricing, onboarding, and product availability are tailored to professional or eligible counterparties and are typically set under bilateral agreements rather than public tariffs. Clients should verify the contracting entity (as other JPMorgan group entities, including third-country branches, may also operate in Spain) and consult the firm’s regulatory disclosures (e.g., Pillar 3, MiFID policies, best execution, conflicts of interest) and complaints channels; unresolved complaints can be escalated to the relevant Spanish authorities for conduct matters in line with local rules.