Istarska kreditna banka Umag d.d.

Istarska kreditna banka Umag d.d. is a Croatian commercial bank headquartered in Umag with a regional focus on Istria and nearby areas. It offers current and savings accounts, term deposits, domestic and cross-border payment services within the euro area and beyond, debit and credit cards from major schemes, consumer and housing loans, overdrafts, and business lending for working capital and investment. Digital channels include internet and mobile banking for payments, transfers, and account management, alongside branch and ATM access across its footprint. Accounts are maintained in euro, with selected foreign-currency services available; fees, limits, and interest conditions are published in the bank’s tariff and are subject to change. The institution is authorized and supervised by the Croatian National Bank and operates under EU banking rules; eligible deposits are protected by the Croatian deposit insurance system up to EUR 100,000 per depositor, per bank. The bank’s activity is centered on households, entrepreneurs, and small and medium-sized enterprises in its catchment area. Product availability and pricing depend on customer profile and creditworthiness, and applicants should review the latest tariff, key information documents, and contractual terms before opening an account or taking credit.