Industrial and Commercial Bank of China (Europe) S.A., en abrégé ICBC (Europe) S.A.

Industrial and Commercial Bank of China (Europe) S.A., en abrégé ICBC (Europe) S.A., is a Luxembourg-incorporated credit institution that serves as the European subsidiary of Industrial and Commercial Bank of China Limited. Headquartered in Luxembourg, it operates branches in several EU markets, including Paris, Amsterdam, Brussels, Madrid, Milan and Warsaw, using Luxembourg as its passporting base. The bank focuses on corporate and institutional banking, offering services such as bilateral and syndicated lending, trade and commodity finance, project finance, cash management, euro and cross-border payments (including SEPA), deposits and time accounts, foreign exchange and rates products, and renminbi-related services for EU–China transactions. Its client base includes European corporates with Asia links, Chinese groups investing or operating in the EU, and financial institutions. ICBC (Europe) S.A. is authorized and supervised by the Commission de Surveillance du Secteur Financier (CSSF) and operates within the EU prudential framework (CRR/CRD and the Single Supervisory Mechanism), with eligible deposits covered by Luxembourg’s Fonds de garantie des dépôts Luxembourg up to EUR 100,000 per depositor per bank; investor compensation may apply to certain investment services under national rules. Product availability, fees and onboarding requirements vary by branch and jurisdiction, and services are delivered through relationship managers, branch offices and corporate e-banking channels. The bank publishes audited financial statements and regulatory disclosures and applies AML/KYC requirements consistent with EU and Luxembourg law.