FlatexDEGIRO Bank Dutch Branch

FlatexDEGIRO Bank Dutch Branch is the Netherlands branch of flatexDEGIRO Bank AG and provides the banking and custody infrastructure behind the DEGIRO investment platform for Dutch clients. It operates in the EU under passporting from Germany, with prudential supervision by BaFin and Deutsche Bundesbank and host-state oversight in the Netherlands for conduct and branch registration by the AFM and DNB. Eligible cash balances are protected by the German statutory deposit guarantee scheme up to EUR 100,000 per person per bank; financial instruments are held separately from the bank’s own assets and are not covered by deposit insurance. The branch provides access, via DEGIRO’s web and mobile platforms, to trading in shares, ETFs, bonds, options, futures, and leveraged products across multiple European and US venues, with standard order types and corporate actions processed through the account. Pricing consists of published per-order fees, exchange and connectivity charges, and foreign-exchange conversion costs for trading in non-euro markets; rates, interest on idle cash, and any promotional pricing (such as ETF selections subject to conditions) are set by schedule and can change. Funding is typically by SEPA transfer; accounts are euro-denominated with multi-currency functionality and FX conversion according to the tariff. The firm states it does not accept payment for order flow and executes according to its order execution policy. Account opening is performed online with KYC/AML checks and appropriateness tests for complex products, and clients receive statements, tax reports, and support for forms such as W‑8BEN for US securities; personal tax treatment depends on individual circumstances and the rules of each market.