FIDEURAM - INTESA SANPAOLO PRIVATE BANKING S.P.A.

FIDEURAM - Intesa Sanpaolo Private Banking S.p.A. is the private banking arm of Intesa Sanpaolo Group in Italy, combining the former Fideuram and Intesa Sanpaolo Private Banking businesses to serve affluent, high‑net‑worth, and entrepreneurial clients through a nationwide network of private bankers and financial advisors and dedicated wealth centers, supported by online and mobile platforms. The bank provides discretionary portfolio management, investment advisory, execution services, and access to mutual funds, ETFs, bonds, equities, structured products, and alternative investments, using both in‑house “product factories” (including asset management companies within the group and cross‑border fund ranges) and third‑party providers under an open‑architecture model; it also offers wealth planning (tax and succession), fiduciary and trust solutions, philanthropy support, and credit such as Lombard lending and real‑estate financing. As an Italian bank, it is supervised by the Bank of Italy and CONSOB for investment services, applies MiFID II client classification, suitability and appropriateness checks, and provides ex‑ante/ex‑post cost and charges reporting; deposits are protected by the Italian deposit guarantee scheme up to the statutory limit per depositor, while investments carry market risk and are generally held in segregated custody subject to applicable investor protections. The firm operates internationally through group entities to support cross‑border needs subject to local regulations, and distributes insurance and wealth‑protection products from group companies alongside third‑party offerings; ESG and sustainability‑labelled strategies are available in line with EU rules such as SFDR. Pricing typically includes management and advisory fees, custody and transaction charges, and product‑level costs (including any performance fees on certain vehicles), with terms and minimums set by mandate; conflicts of interest, inducements, best‑execution, and product‑governance policies are disclosed under regulatory requirements. Account opening follows standard KYC/AML, tax residency, and CRS/FATCA procedures; service scope may vary by client profile and country of residence. Prospective clients should review the bank’s pre‑contractual documents, costs and risks disclosures, and the latest regulatory notices before engaging any mandate or purchasing products.