Fideuram Bank (Luxembourg) S.A.

Fideuram Bank (Luxembourg) S.A. is a Luxembourg credit institution focused on private banking and wealth management and forms part of Fideuram – Intesa Sanpaolo Private Banking S.p.A., within the Intesa Sanpaolo Group. Supervised by the Commission de Surveillance du Secteur Financier (CSSF), it provides multi-currency accounts, custody and execution services, discretionary and advisory portfolio management, access to funds, structured products and listed securities, and secured financing such as Lombard lending, with product selection spanning both group-affiliated and third-party providers. Client assets are held under Luxembourg law; deposits are covered by the Fonds de garantie des dépôts Luxembourg (FGDL) up to EUR 100,000 per depositor and certain investment claims fall under the Système d’indemnisation des investisseurs Luxembourg (SIIL) up to EUR 20,000, subject to statutory limits, exclusions and eligibility criteria. The bank applies MiFID II requirements on suitability, appropriateness, cost and charges disclosure and product governance, and onboarding follows standard anti–money laundering and know-your-customer due diligence; acceptance of non-resident clients is subject to internal policies. Pricing, minimum relationship thresholds, collateral eligibility and haircuts depend on the selected mandate and are set out in the tariff and pre-contractual documentation. Remote channels are available for account information, reporting and instructions. Distribution includes products of the Intesa Sanpaolo group (alongside external offerings), with conflicts of interest identified and managed according to applicable regulation.