CREDITO COOP.VO ROMAGNOLO - BCC DI CESENA E GATTEO - S.C.

Credito Cooperativo Romagnolo – BCC di Cesena e Gatteo – S.C. is an Italian cooperative credit institution operating primarily in the Romagna area, with a local retail and SME focus and membership structure based on the one-member-one-vote principle. It offers standard banking services such as current accounts, payment instruments (debit, credit and prepaid cards, ATM services, POS acquiring for merchants), SEPA transfers (including instant where available), direct debit mandates, and bill payment options like pagoPA/CBILL, alongside deposits and savings solutions. Lending covers residential mortgages, personal loans, overdrafts, and financing for businesses and the agricultural and third sectors, with access to leasing, factoring and insurance/investment products typically provided through group or partner arrangements. The bank provides branch-based advisory complemented by online and mobile banking for account management, payments and basic investment and insurance servicing, with strong-customer-authentication in line with PSD2 requirements; some processes may still require in-branch completion depending on product and customer profile. As a BCC, it participates in the Iccrea cooperative banking group framework and is subject to Italian and European prudential supervision, with risk controls and policies aligned to group standards. Deposits are protected within the cooperative credit deposit guarantee scheme up to the statutory limit per depositor and per bank; financial instruments such as shares and many securities are not covered. Membership shares, if subscribed, are equity instruments that can be illiquid and carry loss risk. Pricing, interest rates and conditions vary by product and customer segment and are detailed in the bank’s transparency documents and pre-contractual disclosures; eligibility and underwriting depend on standard credit assessment. The bank follows the sector’s complaint-handling rules and customers can resort to the Arbitro Bancario Finanziario for disputes within its remit. This profile suits individuals, professionals and businesses operating in its territory who require local relationship banking combined with essential digital channels; customers outside the area may find access or conditions differ.