CREDIT SUISSE BANK (EUROPE), S.A.

Credit Suisse Bank (Europe), S.A. is a Spain-incorporated credit institution that provides private banking and wealth management services, investment and corporate banking capabilities, securities trading and custody, financing solutions including Lombard and mortgage lending, foreign exchange, and cash management, serving primarily high-net-worth individuals, family offices, corporates, and institutional clients across the European Union through its head office in Spain and EU branches. It is authorized in Spain and subject to prudential supervision within the EU Single Supervisory Mechanism, with Banco de España as national competent authority and the European Central Bank involved in oversight, and falls under the Single Resolution Mechanism (SRB/FROB) for resolution matters. Client onboarding, suitability, and product governance follow MiFID II and related EU and Spanish rules, with execution-only, advisory, and discretionary portfolio management frameworks available and related costs and charges disclosed under applicable regulations; pricing for banking and investment services is typically contractual and may include custody, brokerage, advisory, performance, and financing fees. The bank offers euro and multi-currency accounts, SEPA and SWIFT payments, securities custody with asset segregation per Spanish law, and access to primary and secondary markets; deposits are protected by Spain’s Deposit Guarantee Fund up to €100,000 per depositor, per bank, while investments are not deposits, can fluctuate in value, and may be subject to market, liquidity, credit, and counterparty risks. Following UBS Group AG’s 2023 acquisition of Credit Suisse, Credit Suisse Bank (Europe), S.A. forms part of the UBS group; integration steps, including any product or legal-entity changes, are being implemented in stages and remain subject to regulatory approvals and client notifications. Pillar 3 reports and audited annual financial statements are publicly available through statutory filings and the bank’s website; credit ratings, if assigned, consider group support and may change as integration progresses.