COOP BANK A/S

COOP BANK A/S is a Danish retail bank operating under the supervision of the Danish Financial Supervisory Authority (Finanstilsynet) and participating in the Danish Guarantee Fund for Depositors and Investors, which protects eligible deposits up to EUR 100,000 per depositor. Part of the Coop group in Denmark, the bank focuses on consumer banking delivered primarily through online and mobile channels and offers everyday current accounts, savings products, domestic and SEPA payments, NemKonto setup, Betalingsservice direct debits, debit and credit cards, unsecured consumer loans and car financing, and access to mortgage lending via external partners; pricing, limits, and eligibility depend on product terms and individual credit assessments, with current tariffs published on the bank’s website. Onboarding and authentication use national digital ID (MitID) and the bank applies strong customer authentication and other controls consistent with PSD2 and local regulation. The customer base centers on Danish residents, and while Coop membership can be linked to certain card or loyalty features, core banking services are generally available subject to standard KYC and affordability checks. The bank’s balance sheet and risk profile are characteristic of a deposit-funded retail lender with exposures concentrated in consumer credit; capital ratios, liquidity metrics, and asset quality are disclosed in annual reports and Pillar 3 publications. Customer service is provided via digital channels and call centers, and service availability, fees, and product features may change with market and regulatory conditions, so users should refer to the latest product sheets, terms, and disclosures issued by COOP BANK A/S.