CASSA RURALE ED ARTIGIANA DI BORGO SAN GIACOMO (BRESCIA) - CREDITO COOPERATIVO - SOCIETA' COOPERATIVA

Cassa Rurale ed Artigiana di Borgo San Giacomo (Brescia) – Credito Cooperativo – Società Cooperativa is a local cooperative credit institution operating in the province of Brescia, Italy. As a Banca di Credito Cooperativo, it serves households, small and medium enterprises, agricultural businesses, and local organizations with retail and commercial banking services that typically include current and savings accounts, term deposits, payment services (SEPA transfers, cards, ATM withdrawals, POS acquiring), internet and mobile banking delivered through the cooperative group’s platforms, consumer credit, mortgages, business loans and credit lines, equipment and agrifinance, and basic treasury solutions. It distributes investment and insurance products through group companies and partner providers and processes public payments (such as F24 and utilities) in line with Italian banking standards. The bank operates under a cooperative governance model (member ownership with one-member-one-vote) and maintains a branch footprint focused on its home territory, complemented by self-service devices and remote channels. It is subject to Italian and European banking regulation, including supervision by the Bank of Italy and, via its cooperative banking group, the European Central Bank; it applies standard transparency, AML/CFT, and data protection requirements. Eligible deposits are protected up to €100,000 per depositor by the Fondo di Garanzia dei Depositanti del Credito Cooperativo, and the bank participates in the sector’s institutional protection schemes. Pricing, interest rates, and eligibility for credit depend on product characteristics and customer profile; mandatory pre-contractual information and tariff documents are available through official channels as required by law.