CASSA RAIFFEISEN DI NOVA PONENTE-ALDINO SOCIETA' COOPERATIVA(IN TEDESCO RAIFFEISENKASSE DEUTSCHNOFEN-ALDEIN GEN.)

Cassa Raiffeisen di Nova Ponente-Aldino Società Cooperativa (in tedesco Raiffeisenkasse Deutschnofen-Aldein Gen.) is a local cooperative bank operating in the municipalities of Nova Ponente/Deutschnofen and Aldino/Aldein in South Tyrol, Italy. It serves households, small businesses, and the agricultural sector with standard retail services including current and savings accounts, domestic and SEPA payments, debit and credit cards, cash services, and personal, mortgage, and business lending; investment and insurance products are typically distributed through group or third‑party arrangements. As a member‑owned cooperative, customers can become members by subscribing cooperative shares, with governance based on one‑member‑one‑vote and oversight by a board elected from the membership, while day‑to‑day management is handled by professional executives. The bank operates within the Raiffeisen network of South Tyrol, sharing certain technology and service platforms, including online and mobile banking, and access to a regional ATM network, and offers customer service in German and Italian in line with local language use. It is authorized in Italy and subject to prudential supervision under the European and Italian banking frameworks (including the Single Rulebook and relevant Bank of Italy provisions), and participates in the statutory deposit guarantee system that protects eligible deposits up to EUR 100,000 per depositor as required by EU law. Fees, rates, and eligibility for lending depend on the customer’s profile and requested services, and detailed financial and risk information is available in the bank’s annual report and Pillar 3 disclosures. The branch footprint is local, so physical access outside the service area is limited, with most broader reach provided through digital channels.