Caisse régionale de crédit agricole mutuel de Franche-Comté

Caisse régionale de Crédit Agricole Mutuel de Franche-Comté is a cooperative regional bank within Crédit Agricole Group that serves retail customers, professionals, farmers, SMEs, and local authorities across the Franche-Comté area through a network of branches, ATMs, and online/mobile channels. It provides current accounts, French Carte Bancaire payment cards (co-badged with international schemes), SEPA and international transfers, overdrafts, and cash services; savings products include regulated accounts (such as Livret A, LDDS, and LEP subject to eligibility), term accounts, life insurance, and retirement savings, alongside brokerage and investment funds where capital is not guaranteed. Lending covers home loans, consumer credit, equipment finance, and agricultural financing, with merchant acquiring and cash management for businesses; leasing and factoring solutions are available through Crédit Agricole Group entities. Digital banking supports remote onboarding in eligible cases, transfers, card controls, strong customer authentication (PSD2), and contactless/mobile payments where supported. As a mutual institution, clients can become sociétaires by holding parts sociales and elect representatives to local and regional governance bodies. Fees and interest conditions are set and published in the annual tariff brochure; some services (e.g., instant transfers or international operations) may incur additional charges. The bank is licensed and supervised by the ACPR, provides investment services under AMF oversight where applicable, participates in the FGDR deposit guarantee scheme (up to EUR 100,000 per depositor, per institution) and investor compensation (up to EUR 70,000), and distributes insurance products from group insurers with protections governed by French law (including FGAP for life insurance).