Bjursås Sparbank

Bjursås Sparbank is an independent Swedish savings bank based in Bjursås (Falu Municipality, Dalarna) that focuses on retail and small‑business customers in its local area. It provides current and savings accounts, BankID‑enabled online and mobile banking, Swish, debit cards, domestic and cross‑border payments, and lending such as mortgages and consumer loans (with some products arranged in cooperation with partner institutions), along with savings solutions including mutual funds and investment accounts (e.g., ISK). The bank maintains local counter service in Bjursås and connects to national card, payment and ATM networks; digital access relies on strong customer authentication via BankID and cards support 3‑D Secure for online purchases. Deposits are covered by the Swedish deposit guarantee (Insättningsgarantin) up to SEK 1,050,000 per depositor and institution, administered by the National Debt Office (Riksgälden); investment services fall under Swedish investor protection rules. Bjursås Sparbank is supervised by Finansinspektionen and publishes annual financial reports; governance follows the savings bank model, which does not involve private shareholders. Pricing, interest rates and credit terms are listed on its website and determined by product and individual assessment; full use of digital channels typically requires a Swedish personal identity number and BankID, and onboarding for non‑residents may be limited. Contact details, opening hours and up‑to‑date fees are available at bjursassparbank.se.