BIL DANMARK, FILIAL AF BANQUE INTERNATIONALE À LUXEMBOURG S.A., LUXEMBOURG

BIL DANMARK, filial af Banque Internationale à Luxembourg S.A., Luxembourg, is the Danish branch of Banque Internationale à Luxembourg (BIL), a Luxembourg bank established in 1856 and majority-owned by Legend Holdings with the Grand Duchy of Luxembourg as a minority shareholder. The branch operates under the EU passporting regime, with prudential supervision in the Single Supervisory Mechanism (ECB in cooperation with Luxembourg’s CSSF) and host-state conduct oversight by the Danish Financial Supervisory Authority (Finanstilsynet). Its activity in Denmark is focused on wealth management and private banking for high-net-worth clients, including discretionary and advisory portfolio management, brokerage and custody, multicurrency accounts, term deposits, and credit solutions such as Lombard lending; corporate and specialist services may be provided via the wider BIL Group. Accounts and securities are typically booked in Luxembourg, meaning eligible deposits are covered by Luxembourg’s Fonds de garantie des dépôts Luxembourg (FGDL) up to EUR 100,000 per depositor (or DKK equivalent at the time of a payout), and investment claims by the Système d’indemnisation des investisseurs Luxembourg (SIIL) up to EUR 20,000; Danish guarantee arrangements do not apply to this branch. Services are delivered through relationship managers in Denmark and group electronic channels that comply with PSD2 strong customer authentication. Client onboarding follows EU AML/KYC, CRS and FATCA requirements, and investment services are provided under MiFID II suitability and disclosure rules. Pricing depends on the chosen mandate and product mix and is set out in the bank’s tariff schedules; minimum investable asset thresholds commonly apply. Complaints can be escalated to the bank and, if unresolved, to the CSSF’s out-of-court dispute resolution; Danish consumers may also seek assistance via FIN-NET.