Bigbank AS, Bulgaria Branch

Bigbank AS, Bulgaria Branch is the Bulgarian branch of Bigbank AS, an Estonian bank licensed in Estonia and operating in the EU under passporting rules. The branch focuses on simple savings products, primarily fixed-term deposits offered to retail customers via online application and remote identification, without current accounts, payment cards, cash services, or a wider transactional offering. Deposits are typically available in BGN and EUR across multiple maturities, with options for interest to be paid periodically or at maturity, and with standard conditions for early termination that usually reduce or eliminate accrued interest; rates and terms are published by the bank and may change for new placements. Funding and withdrawals are executed by bank transfer, and the service is handled through an online account and customer support in Bulgarian and English during business hours. As an EU branch, deposits are protected by the Estonian deposit guarantee scheme (Tagatisfond) up to the equivalent of EUR 100,000 per depositor per bank in line with the EU Deposit Guarantee Scheme Directive; compensation, if ever needed, would be administered under Estonian rules. The branch is supervised by the Estonian Financial Supervision and Resolution Authority as home regulator and is registered with the Bulgarian National Bank for branch activities. Prospective customers should review early-withdrawal provisions, currency choices and related exchange-rate considerations, applicable tax treatment for interest, and identification and transfer requirements before opening an account.