Bank Spółdzielczy w Jordanowie

Bank Spółdzielczy w Jordanowie is a Polish cooperative bank headquartered in Jordanów (Małopolskie), operating on a member-owned model with a management board and supervisory board under Polish cooperative law. It is supervised by the Polish Financial Supervision Authority (KNF) and deposits are protected by the Bankowy Fundusz Gwarancyjny up to the equivalent of 100,000 EUR per depositor, per EU rules. The bank focuses on retail and SME banking in its local area, offering current and savings accounts, term deposits, debit cards, cash services, domestic transfers via the ELIXIR system, and access to international transfers processed through correspondent banks on the SWIFT network. Lending activity typically covers consumer cash loans, housing-related financing, and working-capital or investment loans for businesses, subject to standard credit assessment and collateral requirements. Customers can use branch service and remote channels such as online banking and a mobile channel for basic account and payment functions, with strong customer authentication in line with PSD2 and 3D Secure for card payments. Pricing follows product packages and tariffs published by the bank, with separate charges for cash operations, card services, and certain transfers; interest rates and fees are updated periodically. Service is primarily in Polish and branch availability is local rather than nationwide. Prospective clients should verify current terms and eligibility requirements directly with the bank before applying.