Bank Spółdzielczy w Dobrzycy

Bank Spółdzielczy w Dobrzycy is a Polish cooperative bank headquartered in Dobrzyca, operating primarily in its local region and supervised by the Polish Financial Supervision Authority; deposits are protected by the Bank Guarantee Fund up to the statutory limit of the equivalent of EUR 100,000 per depositor. The bank provides retail and business services including current accounts (ROR), savings accounts, term deposits, payment cards, cash services, and lending for consumers, small firms, and agricultural clients; as a cooperative institution, a membership share may be required for certain relationships, and details are set out in its statutes and fee schedule. Standard remote channels are available, with internet banking for account management and domestic transfers; availability and scope of mobile banking, instant transfers, and additional digital features should be confirmed against the bank’s current service descriptions. Card services typically cover contactless payments and cash withdrawals; online transaction security follows market standards. The bank settles domestic transfers in the Elixir system; cut-off times, fees, and limits depend on the selected channel and account type. Pricing is governed by a published tariff of fees and commissions, with charges that may apply for account maintenance, transfers, cash operations, and card use; interest on deposits and loans is set by the bank and can change with market conditions. The branch footprint is local, so in-person access is focused on the immediate area, while telephone and electronic support operate during stated business hours. Potential clients should review current tariffs, interest rate tables, and contractual terms before opening accounts or applying for credit.