Bank of America, National Association Frankfurt Branch/ Filiale Frankfurt am Main

Bank of America, National Association Frankfurt Branch (Filiale Frankfurt am Main) is the German branch of Bank of America, N.A., a U.S. national bank. It operates under a third‑country branch license pursuant to the German Banking Act (KWG) and is supervised in Germany by BaFin and the Deutsche Bundesbank, while Bank of America, N.A. remains the home institution regulated in the United States by the Office of the Comptroller of the Currency; the branch is not a separate legal entity and its obligations are those of Bank of America, N.A. The Frankfurt operation focuses on corporate and institutional clients, offering relationship lending, syndicated facilities, cash management and treasury services, trade and supply‑chain finance, foreign exchange and rates, and related transaction banking solutions. Distribution and booking of certain investment banking and markets products within the European Union are organized across other group entities; following post‑Brexit changes, many activities are conducted via Bank of America Europe DAC (Ireland) and certain investment services via BofA Securities Europe SA (France), with the Frankfurt branch providing local client coverage where applicable. The branch does not provide retail banking and consumer deposit products, and pricing is generally negotiated bilaterally with clients. Corporate account and payment services are oriented to treasury operations, and onboarding follows standard KYC/AML requirements that can be documentation‑intensive. Depositor or investor protection depends on the contracting legal entity and the specific product; exposures booked to the Frankfurt Branch are direct claims on Bank of America, N.A., and any applicable protection follows the statutory scheme described in the governing documentation. Users should consider counterparty risk at the U.S. parent, the allocation of activities across EU affiliates, and the implications of differing supervisory and dispute‑resolution frameworks between German and U.S. authorities.