BANCA DON RIZZO - CREDITO COOPERATIVO DELLA SICILIA OCCIDENTALE - SOCIETA' COOPERATIVA

Banca Don Rizzo – Credito Cooperativo della Sicilia Occidentale – Società Cooperativa is an Italian mutual cooperative bank focused on retail and small-business banking in western Sicily. It operates under the Banche di Credito Cooperativo framework, is supervised by the Bank of Italy (and by CONSOB where investment services are offered), and participates in the cooperative banks’ deposit guarantee scheme that protects eligible deposits up to €100,000 per depositor in line with EU rules. As a member-owned institution, customers can request membership, with governance based on the one-member-one-vote principle. The bank’s offering typically includes current and savings accounts, payment services with SEPA credit transfers and direct debits, debit and credit cards on major circuits, ATM access via the BANCOMAT network, and online and mobile banking using strong customer authentication under PSD2. Lending covers mortgages, personal loans, and credit to SMEs and agricultural clients, with leasing, factoring, insurance, and investment products often provided through affiliated or partnered entities; access to state-backed guarantees for SMEs may be available when applicable. Pricing, rates, and key terms are disclosed in the Fogli Informativi and standardized documents such as the Indicatore Sintetico di Costo and TAEG; fees vary by account package and channel, and conditions can differ across branches. Account opening is subject to standard Italian KYC and residency requirements, and the availability of remote onboarding depends on the product. The institution operates within a cooperative banking group established by national reform, which provides centralized risk and capital safeguards; statutory financial and regulatory disclosures are published as required. Complaints can be submitted through the bank’s channels and, if unresolved, escalated to the Arbitro Bancario Finanziario.