BANCA DI PESCIA E CASCINA - CREDITO COOPERATIVO - SOCIETA' COOPERATIVA

BANCA DI PESCIA E CASCINA - CREDITO COOPERATIVO - SOCIETA’ COOPERATIVA is an Italian cooperative credit bank (BCC) based in Tuscany, serving the areas around Pescia (Pistoia) and Cascina (Pisa) through a local branch network. It focuses on households, small and medium-sized enterprises, agriculture, and the third sector, offering current accounts, savings and time deposits, debit and credit cards on domestic (PagoBANCOMAT) and international circuits, online and mobile banking, POS and e-commerce acquiring, personal loans, mortgages, business credit lines, guarantees, and insurance products distributed via partners. As a cooperative, customers can apply for membership by subscribing cooperative shares; governance follows one-member-one-vote and a portion of profits is typically allocated to reserves and community purposes in line with cooperative rules. The bank operates under Italian and EU banking law, is supervised by Banca d’Italia within the European supervisory framework, and adheres to the statutory deposit guarantee scheme that protects eligible deposits up to EUR 100,000 per depositor per bank; an institutional protection scheme at the cooperative group level may also apply. Digital channels support PSD2 strong customer authentication and SEPA payments, including instant transfers where available; cheques and international SWIFT transfers are provided via correspondent arrangements. Pricing is defined by account package and service, with common charges such as account maintenance, card issuance/renewal, and fees for certain transfers or cash operations; prospective clients should review the Foglio Informativo and the Documento informativo europeo sulle spese (PIES) before opening an account, and the ESIS/SECCI and TAEG for credit. Account opening is typically carried out in-branch, with the availability of remote onboarding dependent on product and regulatory requirements. The bank’s model is characterized by proximity to its territory and a limited geographic footprint compared with national groups.