Augsburger Aktienbank Aktiengesellschaft

Augsburger Aktienbank Aktiengesellschaft is a German credit institution based in Augsburg that concentrates on securities custody and transaction processing for private clients and B2B partners such as independent financial advisers, asset managers, and fintechs. The bank provides securities accounts with linked settlement cash accounts in euros, access to equities, ETFs, mutual funds, bonds, and selected structured products on German and certain international venues, and it handles corporate actions, income distributions, and tax processing. Pricing typically combines custody fees with per-order charges and pass-through exchange and third-party costs; foreign currency trades, dividend handling from abroad, and tax relief services can incur additional fees, so the published price list is central to evaluating total cost. As a licensed bank, it is supervised by BaFin and the Deutsche Bundesbank, applies MiFID II investor protections and reporting, and publishes audited financial statements; client cash is covered by the German statutory deposit guarantee up to the legal limit per depositor, while securities are held in segregated custody under German law. The platform supports German tax withholding on investment income, loss offsetting pots, and annual tax certificates. Account opening follows standard German KYC rules and may be limited by residency and language; customer service and documentation are primarily in German. The offering is structured for advised investors and professional intermediaries rather than active, multi-market traders, with product scope and tools varying by partner channel. Coverage of exchanges, availability of derivatives, and service hours are defined by the bank’s and partners’ policies; users should review order-routing, cost disclosures, and product risk information before transacting.