Volksbank Berg eG

Volksbank Berg eG is a regional cooperative bank (eingetragene Genossenschaft) in Germany and part of the Volksbanken Raiffeisenbanken network. It offers standard retail and small-business banking services, including current accounts, savings and term deposits, girocard and credit cards (typically issued in cooperation with DZ BANK), overdrafts and consumer loans, mortgages, and payments and cash services. Securities custody and investment products are commonly provided via group partners such as Union Investment and DZ BANK, while insurance and building society savings contracts are typically available through R+V Versicherung and Bausparkasse Schwäbisch Hall. Access channels include local branches and ATMs within the BankCard ServiceNetz, online banking, and the VR Banking App, with PSD2-compliant strong customer authentication (e.g., app-based TAN solutions such as SecureGo plus or card-reader methods). As a cooperative, customers may acquire business shares to become members with voting rights; any dividend on shares is subject to annual results and resolution by the general meeting. Deposits are protected by the BVR Institutssicherung GmbH as the statutory deposit guarantee scheme up to 100,000 euros per depositor and bank; in addition, the sector’s institutional protection scheme (BVR-Sicherungseinrichtung) aims to prevent insolvency and provides supplementary protection within its framework. The bank is supervised by BaFin and the Deutsche Bundesbank and is a member of the BVR; it participates in the sector’s ombudsman scheme for dispute resolution. Pricing is published in the bank’s Preis- und Leistungsverzeichnis and varies by account model and service, including potential monthly account fees, card fees, and charges for certain transactions or out-of-network ATM withdrawals; conditions and interest rates are subject to change. International transfers are processed via SEPA and SWIFT with fees according to the tariff.