UNION BANCAIRE PRIVEE, UBP SA

Union Bancaire Privée, UBP SA is a Swiss private bank founded in 1969 and headquartered in Geneva, owned by the de Picciotto family and supervised by the Swiss Financial Market Supervisory Authority (FINMA). It serves high-net-worth and ultra-high-net-worth individuals, family offices, and institutional investors through private banking and asset management arms, operating across more than 20 locations, including Switzerland, the United Kingdom, Luxembourg, the Middle East, and Asia (notably Geneva, Zurich, London, Luxembourg, Dubai, Singapore, and Hong Kong). Its offering covers discretionary and advisory portfolio management, custody and execution, multi-currency accounts and payments, wealth planning in coordination with external specialists, Lombard lending and selected real-estate financing, structured products and derivatives, foreign exchange and fixed income dealing, and access to proprietary and third-party funds across fixed income, equities, convertibles, hedge funds, and private markets. UBP Asset Management manufactures and distributes strategies (including UCITS and AIF vehicles in applicable jurisdictions) and provides fund selection and alternative solutions; product governance and investor-protection rules (such as MiFID II in the EU) apply through relevant licensed entities. The bank provides e-banking and mobile channels and publishes research and investment views for clients. Recent expansion has come via acquisitions, including the international wealth management business of Royal Bank of Scotland (Coutts International) completed in 2015–2016, London-based ACPI Investments in 2018, and Danske Bank International in Luxembourg in 2022. Deposits at the Swiss entity fall under the Swiss depositor protection scheme (esisuisse) up to statutory limits; protections for accounts and investments held with non-Swiss subsidiaries depend on local regimes, and investments are subject to market and currency risk. Pricing is mandate- and product-dependent and is set out in entity-specific fee schedules; minimum asset levels typically apply for private banking relationships and may differ by booking center. The group publishes audited annual reports with capital and liquidity metrics, and clients should review the latest disclosures, terms, and cross-border availability before entering into any relationship or product.