SKB BANKA D.D. LJUBLJANA

SKB banka d.d. Ljubljana is a Slovenian universal bank headquartered in Ljubljana and a member of OTP Group, following the acquisition from Société Générale completed in 2019. The bank provides retail, SME, and corporate banking services through a nationwide branch and ATM network and via online and mobile channels. Core products include current and savings accounts, term deposits, payment cards (Visa and Mastercard), domestic and international payments, overdrafts, consumer loans, and residential mortgages; for businesses it offers transactional banking, working capital and investment financing, cash management, guarantees and trade finance instruments, with leasing solutions available through SKB Leasing d.o.o. Payment services cover SEPA credit transfers and direct debits in euro and cross‑border SWIFT payments (BIC/SWIFT: SKBASI2X); Slovenian IBANs are supported for domestic use. Cards support contactless and online transactions with industry-standard security (e.g., 3‑D Secure), and merchant acquiring and POS/e‑commerce solutions are available directly or via partners. SKB is licensed and supervised by Banka Slovenije within the EU regulatory framework; eligible deposits are protected by the statutory deposit guarantee scheme up to EUR 100,000 per depositor per bank, while investment and insurance products are not covered by this guarantee and can carry capital loss risk. Pricing, interest rates, currency conversion and international transfer fees are set out in the bank’s tariff schedule and are subject to change; account opening generally requires valid identification and tax information, with additional documentation for non‑residents and legal entities, in line with AML/KYC and FATCA/CRS obligations. For current terms, limits, and service availability, refer to official SKB communications.