Raiffeisenkasse Villgratental eGen

Raiffeisenkasse Villgratental eGen is a regional cooperative bank in the Villgraten Valley of East Tyrol, Austria, operating under the Austrian Banking Act as a licensed credit institution and integrated into the Raiffeisen Bankengruppe Tirol and the wider Raiffeisen sector. It provides standard retail and small-business banking services, including current accounts, savings and term deposits, payment services for domestic and SEPA transactions, debit and credit cards, and lending products such as overdrafts, consumer loans, housing finance, and financing for local enterprises and agriculture. Digital access is delivered via the Raiffeisen group’s online and mobile platforms with strong customer authentication, while branch and ATM access is focused on the immediate region and connected to the broader Raiffeisen network. Securities and insurance products, where offered, are typically distributed through group-affiliated providers subject to local licensing, and all products are governed by the bank’s published terms, fees, and eligibility criteria. The institution participates in Austria’s statutory deposit guarantee scheme (Einlagensicherung Austria) with coverage of up to EUR 100,000 per depositor and is part of the Raiffeisen institutional protection scheme recognized by the national supervisor; investor compensation rules apply where relevant. Account opening and lending are subject to identification, affordability checks, and applicable regulatory requirements, and pricing and product availability can vary by customer segment and package. The bank’s operating language is German, and its service area is primarily the Villgratental and surrounding communities.