Raiffeisenbank Weinviertel Nordost eGen

Raiffeisenbank Weinviertel Nordost eGen is a regional Austrian cooperative bank (registered as an eGen) serving private customers, small and medium-sized enterprises, and agricultural clients in the Weinviertel area of Lower Austria. It is part of the Raiffeisen Banking Group and participates in the group’s institutional protection scheme (Raiffeisen-Haftungsverbund), while remaining a legally independent entity. The bank provides standard retail and business banking services including current and savings accounts, term deposits, domestic and cross-border payments (SEPA and SWIFT), debit and credit cards offered via group partnerships, consumer loans, overdrafts, mortgages, SME financing, and sector-specific lending for agriculture; leasing, insurance brokerage, and investment products are available through affiliated Raiffeisen companies (such as Raiffeisen-Leasing, Raiffeisen Capital Management, and Raiffeisen Versicherung) where applicable. Securities services typically include custody accounts and brokerage subject to MiFID II rules, with the usual capital market risks borne by the investor. Digital access is delivered via the Raiffeisen online and mobile platforms (including strong customer authentication under PSD2), complemented by local branches and ATMs in the regional network. Raiffeisenbank Weinviertel Nordost eGen is supervised under Austrian and EU law by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB); eligible deposits are protected up to EUR 100,000 per depositor under the Austrian statutory deposit guarantee (Einlagensicherung AUSTRIA GmbH). Pricing, interest rates, and product availability are published in the bank’s schedule of conditions and may vary by customer segment and channel. The bank operates primarily in German and follows standard know-your-customer and anti-money laundering procedures for onboarding and transactions.