Raiffeisenbank Völkermarkt, registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenbank Völkermarkt, registrierte Genossenschaft mit beschränkter Haftung, is a regional cooperative credit institution based in Völkermarkt (Carinthia) and part of the Raiffeisen Banking Group in Austria. It operates under the Austrian Banking Act (BWG) and is subject to prudential supervision by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB). As a member-owned cooperative with limited liability, governance is exercised through elected bodies in line with cooperative law, and statutory disclosures are published in official registers. The bank focuses on retail and small business banking in its geographic market, offering current accounts, payment services, savings and term deposits, consumer and housing loans, and financing for SMEs and agriculture. Payment capabilities include SEPA credit transfers and direct debits with IBAN/BIC, and international transfers via SWIFT; strong customer authentication is applied in accordance with PSD2. Access is provided through local branches, Austria’s Bankomat/ATM network, and Raiffeisen’s online and mobile banking channels; debit and credit card products are offered, with issuing and processing supported by group partners. Deposits are protected up to EUR 100,000 per depositor under Austria’s statutory deposit guarantee framework aligned with EU rules; Raiffeisen sectoral institutional protections also apply. Fees, interest rates, and eligibility criteria are set out in the bank’s published price lists and terms, and account opening requires standard identification and anti-money-laundering checks.