Raiffeisenbank Uehlfeld-Dachsbach eG

Raiffeisenbank Uehlfeld-Dachsbach eG is a regional cooperative bank in Middle Franconia, serving private and business customers around Uehlfeld, Dachsbach and neighboring communities. As a Genossenschaftsbank, it operates on a member-based model where customers can acquire cooperative shares with voting rights; any dividend depends on annual results and is not guaranteed. The bank offers everyday banking such as current accounts, savings, SEPA payments, and cash services, along with consumer and business lending, mortgages, and agricultural finance typical for the cooperative sector. Investment and pension products are available via the Volksbanken Raiffeisenbanken cooperative financial network (e.g., fund solutions and securities brokerage), with insurance distributed in partnership with group providers, and home savings/building finance offered through the network’s building society. Payment services include girocard and credit cards, contactless functionality, and merchant acquiring through group partners, with cash withdrawals accessible at many ATMs in the BankCard ServiceNetz. Digital channels include online banking and a mobile app with strong customer authentication, commonly using app-based and chip-based TAN procedures. Deposits are covered by the German statutory scheme via BVR Institutssicherung (up to 100,000 EUR per depositor) and supported by the cooperative institutional protection system. The bank is supervised by BaFin and the Deutsche Bundesbank. Fees, interest rates, and product availability follow published tariffs and conditions and can vary by account model and customer profile; some services are targeted at customers in the local catchment area.