Raiffeisenbank Thiersee eGen

Raiffeisenbank Thiersee eGen is a local cooperative bank based in Thiersee, Tyrol, operating within the Raiffeisen Banking Group in Austria. As an eingetragene Genossenschaft, ownership is held by members who can acquire cooperative shares and exercise voting rights at the general meeting, with governance and any profit distribution following cooperative rules. The institution focuses on households and small businesses in its immediate catchment area and offers standard retail and SME services, including current accounts, savings and term deposits, consumer and housing finance, payment services, cards, and access to securities and insurance products available through the Raiffeisen network. Digital services are delivered via the group’s online and mobile banking channels with PSD2-compliant strong customer authentication; SEPA transfers and standing orders are supported, and cash access is available through the Austrian Bankomat network and Raiffeisen self-service devices. Deposits are protected by the Austrian statutory deposit guarantee up to EUR 100,000 per depositor per bank, subject to the legal framework for temporary higher coverage; the bank is supervised under Austrian and EU regulation. Pricing, interest rates, and eligibility criteria are set locally and are published in the bank’s schedule of charges. The operating model emphasizes regional presence and integration into a nationwide cooperative network, with a limited geographic footprint and a branch-centric approach compared with online-only providers.