Raiffeisenbank Südstormarn Mölln eG

Raiffeisenbank Südstormarn Mölln eG is a regional German cooperative bank serving private and business customers in the Südstormarn district and the town of Mölln in Schleswig-Holstein. As part of the Volksbanken Raiffeisenbanken cooperative financial network, it offers current accounts, savings and term deposits, debit and credit cards, domestic and SEPA payments, online and mobile banking, and lending such as consumer loans, mortgages, and financing for SMEs and agricultural clients. Investment funds, building-society savings and financing, insurance, and capital markets services are distributed via group partners including Union Investment, Bausparkasse Schwäbisch Hall, R+V Versicherung, and DZ BANK; merchant services and card acceptance are available through VR Payment, and additional corporate solutions can be accessed via cooperative group companies. Cash access is provided through the nationwide ATM network of the Volksbanken Raiffeisenbanken; fees, interest rates, and conditions are set locally and detailed in the bank’s price and service schedule. Governance follows the cooperative model with member shares and voting rights in the general meeting; distributions on member shares are discretionary and not guaranteed. The bank is supervised by BaFin and the Deutsche Bundesbank and participates in the BVR institutional protection scheme, which fulfills the statutory deposit guarantee requirements up to 100,000 euros per depositor; additional institutional protection mechanisms of the cooperative network may apply. Services are delivered through local branches and remote channels, and product availability and credit decisions depend on individual circumstances and applicable regulations.