Raiffeisenbank Steinbach-Grünburg eGen

Raiffeisenbank Steinbach-Grünburg eGen is a regional cooperative bank in Upper Austria, operating within the Raiffeisen Banking Group in cooperation with Raiffeisenlandesbank Oberösterreich and serving customers in and around Steinbach an der Steyr and Grünburg. As an eGen cooperative, ownership is held by member-shareholders who acquire cooperative shares and voting rights; access to banking products is subject to standard eligibility checks and customer due diligence. The bank offers retail and SME services including current accounts, savings and term deposits, domestic and SEPA payments, debit cards, and credit cards typically issued via a group partner, along with access to the nationwide Bankomat ATM network. Lending covers overdrafts, consumer loans, and housing finance for private clients, and working-capital and investment financing for businesses and agriculture; approvals follow credit assessment and collateral requirements, and leasing and insurance are available through affiliated Raiffeisen companies. Digital banking is provided via the Raiffeisen Mein ELBA and ELBA-business platforms with PSD2 strong customer authentication, supporting transfers, standing orders, e-documents, and card controls; compatibility with mobile wallets depends on the specific card product. Fees apply for account packages, cards, and transactions according to the bank’s published price list, and interest rates are set by the institution and may change. The bank is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, participates in the Raiffeisen institutional protection scheme (Haftungsverbund), and is subject to the Austrian deposit guarantee system (Einlagensicherung AUSTRIA) covering eligible deposits up to EUR 100,000 per depositor, with investor compensation for certain securities services up to EUR 20,000 under EU rules. Product availability, branch services, and opening hours are communicated through the bank’s official channels.