Raiffeisenbank Silz-Haiming und Umgebung eGen

Raiffeisenbank Silz-Haiming und Umgebung eGen is a locally focused Austrian cooperative bank serving customers in Silz, Haiming and nearby municipalities in Tyrol. As an eingetragene Genossenschaft within the Raiffeisen Bankengruppe Österreich, it operates under Austrian banking law and is supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank. The bank offers standard retail and small-business services including current and savings accounts, domestic and SEPA payments, debit cards, credit cards (typically via partner issuers), consumer and housing loans, overdrafts, and financing for SMEs. Securities custody and investment products are available through Raiffeisen group providers, and insurance mediation is offered via partner insurers. Digital access is provided through Raiffeisen’s online and mobile banking platforms (e.g., Mein ELBA and the Raiffeisen app) with functions such as transfers, standing orders and card management; contactless and mobile wallet payments (such as Apple Pay and Google Pay) are generally supported, subject to card type and eligibility. Cash services are supplemented by access to Austria’s Bankomat ATM network. Pricing follows published tariffs; account packages and payment services usually carry monthly and transaction-based fees, and lending terms depend on individual credit assessment and collateral. Deposits are covered by the statutory Austrian deposit guarantee (Einlagensicherung Austria GmbH) up to EUR 100,000 per eligible depositor per bank. Product availability, identification requirements and opening hours can vary by branch and customer segment; applicants should obtain current terms, fee schedules and documentation requirements directly from the bank before opening accounts or applying for credit.