Raiffeisenbank Leibnitz eGen

Raiffeisenbank Leibnitz eGen is a regional cooperative bank in Styria and part of the Austrian Raiffeisen sector. It offers retail and small-business services such as current and savings accounts, SEPA credit transfers and direct debits, debit and credit cards, and cash services via the national Bankomat network; lending typically covers overdrafts, consumer loans, mortgages, and financing for SMEs and agriculture, with leasing and building-society savings distributed through sector partners. Securities services are available via custody accounts with access to funds and other instruments from the Raiffeisen product range, and insurance products are offered through affiliated providers. Digital banking is provided via Mein ELBA and Raiffeisen mobile apps with strong customer authentication as required by PSD2, alongside branch and phone support. As a registered cooperative (eGen), membership is possible and voting rights are exercised at the general assembly subject to local terms; the bank is linked to Raiffeisen-Landesbank Steiermark as its central institution and participates in the Raiffeisen institutional protection framework. Accounts use Austrian IBANs and are euro-denominated; pricing is typically package-based, with separate charges common for cards, withdrawals beyond included contingents, and paper statements. Deposits are covered by the Austrian statutory deposit guarantee up to EUR 100,000 per eligible depositor; securities and investment products are not covered by deposit protection and are subject to market risk. The institution is supervised under Austrian law by the Financial Market Authority and the Oesterreichische Nationalbank, and services are primarily provided in German, with product availability, limits, and digital features depending on customer profile and regional policies.