Raiffeisenbank Hohenems registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenbank Hohenems registrierte Genossenschaft mit beschränkter Haftung is a locally focused cooperative bank based in Hohenems, Vorarlberg, operating under the Austrian Banking Act (BWG) and supervised by the Financial Market Authority (FMA) with oversight from the Oesterreichische Nationalbank. As an independent cooperative within the Raiffeisen sector, it follows a member-based governance model with a management board and supervisory board and participates in the Raiffeisen institutional protection scheme recognized under EU rules. The bank provides retail and small-business banking typical for Austrian regional institutions, including payment accounts, savings and term deposits, consumer and housing loans, payment cards, cash services, and SEPA transfers and direct debits, and it offers branch-based service alongside digital banking via the Raiffeisen group’s online and mobile platforms (with strong customer authentication in line with PSD2). Deposits are covered by Einlagensicherung AUSTRIA GmbH up to EUR 100,000 per depositor per bank, subject to legal conditions, and cash withdrawals are accessible through the national Bankomat network. Pricing generally follows published tariff schedules for account packages and transactions, and lending typically references market benchmarks such as Euribor; customers must review current terms and conditions for exact fees and rates. The institution serves private individuals, self-employed clients, and local companies in Hohenems and the surrounding area, conducts standard KYC/AML checks, supports German-language service, and participates in Austria’s statutory consumer information and dispute-resolution frameworks.