Raiffeisenbank am Hofsteig eGen

Raiffeisenbank am Hofsteig eGen is a regional cooperative bank serving the Hofsteig area in Vorarlberg, Austria. As part of the Raiffeisen Banking Group Austria, it operates under the cooperative model (eingetragene Genossenschaft), with customers able to become members holding cooperative shares and voting rights. The bank provides standard retail and small-business services, including current accounts, debit and credit cards, domestic and SEPA payments, savings and term deposits, consumer loans, mortgages, and working-capital and investment financing for SMEs; it also distributes investment funds and securities services and acts as an insurance intermediary via group partners. Access is available through local branches, ATMs connected to Austria’s Bankomat network, and digital channels offering online and mobile banking with PSD2-compliant strong customer authentication. Pricing typically follows packaged account models with monthly fees and separate charges for specific transactions and services; lending is subject to credit assessment, collateral where applicable, and fixed or variable interest structures. The bank is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, applies CRR/CRD prudential rules, and participates in Austria’s statutory deposit guarantee scheme (Einlagensicherung Austria), which covers eligible deposits up to EUR 100,000 per depositor per bank. As a member of the Raiffeisen sector, it uses shared infrastructure and sectoral support mechanisms while maintaining a local market footprint.