Pomorski Bank Spółdzielczy w Świdwinie

Pomorski Bank Spółdzielczy w Świdwinie is a regional cooperative bank based in Świdwin, operating under Polish banking law with supervision by the Financial Supervision Authority (KNF) and deposit protection provided by the Bank Guarantee Fund (BFG) up to the equivalent of EUR 100,000 per depositor. It serves retail and business clients in its local area, offering standard products such as current and savings accounts, term deposits, domestic payment services and debit cards, alongside lending that typically includes consumer and housing loans for individuals and working-capital, investment and overdraft facilities for businesses and farms. Services are provided through branches and remote channels; online banking is available and mobile access is generally offered for core functions such as transfers, balance checks and basic card controls, with strong customer authentication required under PSD2. Pricing is set in the Tariff of Fees and Commissions and the Interest Rate Table published by the bank, and conditions vary by product and may change. As a cooperative institution, customers can become members by acquiring cooperative shares and, subject to the bank’s statutes, participate in governance at the general meeting. Prospective clients should verify branch coverage, specific digital features and eligibility requirements, and review the regulations, key information documents and contractual terms before opening an account or applying for credit.