NOVA KREDITNA BANKA MARIBOR D.D.

NOVA KREDITNA BANKA MARIBOR d.d. is a universal bank headquartered in Maribor, Slovenia, offering retail, SME, and corporate banking services across a nationwide branch and ATM network. Its product set covers current and savings accounts, term deposits, domestic and cross‑border payments, debit and credit cards, consumer loans, mortgages, and a range of business facilities including working capital lines, investment loans, cash management, guarantees, and trade finance. Digital channels include web and mobile banking with strong customer authentication and PSD2 APIs; standard SEPA payment instruments are supported, and instant euro payments are available where enabled. The bank operates in euros under the regulatory framework of the euro area, is supervised within the EU’s Single Supervisory Mechanism, and participates in Slovenia’s deposit guarantee scheme that protects eligible deposits up to EUR 100,000 per depositor per bank. Following the acquisition of Abanka, the institution expanded its balance sheet and distribution footprint, and since 2023 it has been part of OTP Group after the sale by funds managed by Apollo and the EBRD; integration activities with SKB banka within OTP’s Slovenian operations have involved phased system and process alignment. Fees and interest conditions are set by product and channel, with package pricing for everyday banking, separate charges for cards and selected payment types, and published tariffs for business services. Risk profile is anchored in the Slovenian market with exposures to households and corporates; earnings are sensitive to credit quality, interest‑rate movements, and integration execution. Customer service is provided via branches, a contact center, and online channels, with standard KYC/AML requirements and disclosures applicable to investment and insurance products distributed through the bank or affiliated providers.