Mano Bank

Mano Bank is a Lithuania-based digital bank that offers euro-denominated current accounts, SEPA payments, payment cards, term deposits, and lending to individuals and businesses, operating under a banking license issued by the Bank of Lithuania. Accounts use Lithuanian IBANs and are managed via web and mobile app with PSD2 strong customer authentication; onboarding is remote and subject to standard identity and residency checks, and availability is primarily for Lithuania and selected EEA markets. Savings products are centered on fixed-term deposits offered directly and, in some cases, via international savings marketplaces; rates are variable and published on the bank’s website. Deposit protection is provided by Lithuania’s deposit guarantee scheme up to €100,000 per depositor per institution. The published price list covers card issuance and replacement, foreign currency transactions, certain outgoing transfers, and other account operations; cash handling and services outside SEPA are limited. Business services include accounts and financing subject to credit assessment and collateral requirements set by the bank. Service delivery is largely online, with customer support available through phone, email, and in-app channels during stated hours; physical service points, if any, are limited. Prospective customers should verify current eligibility, fees, interest rates, transfer capabilities, and card terms before applying, especially if they require multicurrency functionality, cash services, or international transfers beyond SEPA.